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Bad credit car finance is a term that you might well have come across frequently on your searches on the internet before you came to our website and it is an area that is highly specialised. MSG are a company that deal primarily in obtaining car finance and car leasing for those customers that the mainstream lenders just don’t want to deal with.Bad credit car finance is available to any UK resident and often can be completed in as little as four days to receive your new vehicle. Previous Bad credit problems won’t affect your chances of getting car finance approval through MSG as we only require that you are able to prove that your current financial situation is satisfactory – not what has occurred in the past. The main requirements that you will need to provide to us are two full months’ bank statements to show your income and expenditure. Items such as rent and mortgage will also need to be identified and even an area such as arrears on your property payments won’t stop you from being successful for Bad credit car finance. The typical proofs of identification also include passport, drivers licence and birth certificate. As long as you can provide the information that our advisors request then getting you approved finance on the car of your choice is just a mere formality.
What constitutes Bad credit? Well with difficult market conditions in the current financial markets – a high percentage of the UK population are finding out they dont meet with the lending criteria of the mainstream car finance companies. The laymans reason for this is simply termed ‘Bad credit’ and in reality it means anything including – missed or late repayments on finance accounts, CCJ’s or county court judgements, IVA’s, debt management plans, arrears on mortgage, poor electoral or voters roll trace, no credit rating, defaults and bankruptcy. With MSG Bad credit car finance is a readily available option that will allow you to drive away in the car of your choice. Call today!