Bad Credit Smart from MSG Cars
The major hurdle to any car purchase is actually paying for the item and so with few motorists actually being willing or even able to buy a new or used vehicle with outright cash its no surprise that finance or car leasing bad credit is the way to approach things. MSG Cars are in a great position of being to help all customers that approach us and not just those with the best credit ratings due to our Non Status approach. We are all familiar with terms such as credit score and it can be very distressing to have that new Smart purchase wrestled from your grasp at the last minute due to a late water bill payment many years before. We are here to be able to offer reassurance in that what we say – we actually do and therefore if you are in the market all you need do is click the apply now button and one of our consultants will be in touch to talk about your car finance bad credit options.
The Smart car is a fun city car that has to be the smallest option on the road that we have seen. If your one of those people that always struggle to find a parking space, or when you do find one realise that the space is just too tight then we have the answer to your prayers. With a Smart you can simply park side on instead of the using the orthodox method you might be used to. Everything on the inside that wasn’t needed was simply stripped out to same on costs and also weight. The design of the car is so that the cars can be accessorised to the owners liking with replacement body parts in a variety of colours and styles, alloy wheels and massive options list.
One of the models that stands out recently has been the Smart fortwo iceshine edition which is only available in one of 155 units. A colour of azure blue body panels with white safety cell and matching alloy wheels along with white elements built into the dash and unique stitching on the seating. You will be sure to stand out with the LED daytime driving lights while the panoramic roof on the coupe give the feeling of open space. This Smart comes with Velour floor mats with the iceshine logo and they can also be located on the rear view mirror triangles too.
Common FAQ’S for Non Prime Car Funding
What do i need to provide?
With all applications you will need a Full UK passport that is valid or if this isn’t available we will need a copy of your birth certificate. The name that is on the identification needs to match that on the application form completed.
You will also need to provide two months payslips or bank statements to support your proof of income.
How long does the Process take?
The clock starts as soon as you hit send on the application form on our website and you can be assured of a quick turnaround. The great majority of customers will receive a decision Instantly with the rest within the hour and so there is no waiting days for someone to come back to you. As soon as you have then picked your new vehicle and are happy with the price we can issue your finance or lease documents for you to sign and return. All that is required then is for us to send the dealership the funds and away you go in your new motor!
Do i have to pay a deposit?
With all of our current Car Leasing and outright Finance lenders you will have to contribute some form of deposit or initial payment – either by way of cash or your existing car as part exchange. This amount on most cases works out at around four times the monthly repayment amount as a minimum but on applications with a better credit score we can offer a reduced amount of £600. The higher the deposit amount though – the lower your monthly payment will be!
What cars can i have?
We can fund any car on finance providing it is purchased from a dealership and has less than 70,000 miles on the clock. It can be no older than 7 years in age either and we do prefer customers to use garages that have a decent forecourt with at least 10 cars for sale. It is just the same process if you were a cash buyer so even if your local dealer has declined your application we can make sure you still get the car you want.
I was made Bankrupt - can you help?
In the eyes of the right type of lender and Bankruptcy will usually mean that a person has no outgoings other than rent and essentials and so has a clean slate as far as credit is concerned. This means that they are much more likely to be able to afford repayments – even when compared to someone with perfect credit but lots of obligations such as Mortgage, Bank Loan, Car finance and Credit Cards! Our lenders will consider all discharged Bankrupts.
