Bad Credit Land Rover from MSG Cars
Just because a customer has fallen into the bad credit land rover finance bracket it doesn’t mean that they can’t afford the repayments for such a vehicle. Many of MSG Cars customers have great incomes and it could be something simple such as failing to pay the water bill when moving address that has caused you to be stuck with a poor credit rating. For others it might be the fallout from a divorce and the associated legal wranglings that follow. We are not here to judge anyone and its likely that we have heard it before so for a company that delivers what we say MSG Cars are the go to guys for Non Prime vehicle funding such as hire purchase and car lease in the UK.
Land Rover are one of the best known UK manufacturers and their product range is one of the most easily identifiable on the British roads today. The present line up best seller and MSG Leasing customer favourite is the Range rover Sport version and for the last 4 years its presence on the road cannot have been missed. It is Land Rovers most performance orientated design to date and has a variety of engines including a twin turbo V6 and V8 diesel and a supercharged V8 petrol monster. Specifications are also of the highest quality with features such as a perforated three-bar grille at the front which on V8 models has a chrome finish, rear spoiler to help reduce any drag and boost aerodynamic capabilities and a minimum wheel size of 18 inch 10 Split- Spoke Alloy Wheels. A premium navigation system is also found with every spec and leather also bar the entry s version. Driver comfort cannot be matched with the Sport due to the electronic air suspension with terrain response feature that combined with the luxury cockpit design make long journeys a simple process. The SE,HSE and HST specifications gain Bi-Xenon headlights, front arm rest, rear parking aid, the Clear View Pack which includes; Front Fog Lamps, Headlamp power wash, Headlamps – automatic, Interior mirrors – electric adjustment, Rain sensing windscreen wipers and also a Cold climate pack – Windscreen – heated, Seats – heated, front, Windscreen washers – heated. The in car entertainment improves with the addition of the Audio system – Harman Kardon 6cd in dash changer, Subwoofer, amplifier and 8 speaker system. If you go for the HSE this will add 19 inch 5-V Spoke Alloy Wheel, Brembo brakes, front parking sensors, Bluetooth phone integration and also a Memory function – with 3 settings for driver’s and passengers seat, exterior mirrors, steering column and driver’s lumbar support.
Other models that are also well known and highly popular are the Discovery which is one of the best 7 seater vehicles on the road fitting seven full size adults on three separate rows yet combines Landrovers rugged build quality with premium luxury spec including four corner air suspension. The recently launched Freelander two option offers all the performance of a Suv and 4×4 but the handling of a typical road car and the Range Rover Vogue is the ultimate in high end prestige and the car maker’s flagship product. Its design is a blend of the finest materials and innovative technologies involving such equipment as heated steering wheel, heated and cooled seats and a choice of up to 6 different wood types for the interior trim.
With new models and options coming onto the market all the time there has never been a better time to consider a purchase of either a new or used Land Rover model. Each time a new model comes out it also helps reduce the price of a 2 or 3 year old model and that can only be good news for customers who want to drive a motor from the brand yet don’t want to pay too much on the monthly payments. Simply get approved and then take upto 30 days to locate your ideal LandRover model – we will do the rest. Your finance agreement or car leasing contract can be emailed to you to sign and return making completion time scales of only 48 hours very possible. Get in touch today to see what we can do to help and we will be happy to answer any questions you might have regarding the process.
Common FAQ’S for Non Prime Car Funding
What do i need to provide?
With all applications you will need a Full UK passport that is valid or if this isn’t available we will need a copy of your birth certificate. The name that is on the identification needs to match that on the application form completed.
You will also need to provide two months payslips or bank statements to support your proof of income.
How long does the Process take?
The clock starts as soon as you hit send on the application form on our website and you can be assured of a quick turnaround. The great majority of customers will receive a decision Instantly with the rest within the hour and so there is no waiting days for someone to come back to you. As soon as you have then picked your new vehicle and are happy with the price we can issue your finance or lease documents for you to sign and return. All that is required then is for us to send the dealership the funds and away you go in your new motor!
Do i have to pay a deposit?
With all of our current Car Leasing and outright Finance lenders you will have to contribute some form of deposit or initial payment – either by way of cash or your existing car as part exchange. This amount on most cases works out at around four times the monthly repayment amount as a minimum but on applications with a better credit score we can offer a reduced amount of £600. The higher the deposit amount though – the lower your monthly payment will be!
What cars can i have?
We can fund any car on finance providing it is purchased from a dealership and has less than 70,000 miles on the clock. It can be no older than 7 years in age either and we do prefer customers to use garages that have a decent forecourt with at least 10 cars for sale. It is just the same process if you were a cash buyer so even if your local dealer has declined your application we can make sure you still get the car you want.
I was made Bankrupt - can you help?
In the eyes of the right type of lender and Bankruptcy will usually mean that a person has no outgoings other than rent and essentials and so has a clean slate as far as credit is concerned. This means that they are much more likely to be able to afford repayments – even when compared to someone with perfect credit but lots of obligations such as Mortgage, Bank Loan, Car finance and Credit Cards! Our lenders will consider all discharged Bankrupts.
I've seen a used example thats 5 years old -is this ok?
With our lenders you can usually purchase a vehicle upto 6 years in age but sometimes we can also offer slightly older for the right car. The mileage on the Land Rover needs to be under 70k and this only helps ensure you are more likely to be driving the vehicle still at the end of the 4 year contract. Its always best to check with your vehicle consultant before placing any deposits to see what there thoughts are on the motor and again the bigger the dealership is the more peace of mind you have should anything go wrong and also regarding the integrity of the company. Other features such as how much warranty the vehicle comes with are worth considering and if not why not add on an aftermarket policy to cover any faults?
